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- APR Range: 160.00% - 179.00%
- Loan Amount: $500 - $4,000
- Loan Terms: 9 months - 18 months
Why We Chose It
OppLoans may be worth considering for borrowers with poor credit who may not be able to qualify for another personal loan. Unlike most lenders, OppLoans doesn’t rely on your creditworthiness to make a lending decision. You also won’t pay origination fees and can access your money the same day.
However, these easily accessible loans come at a high cost. OppLoans has considerably higher interest rates than many other lenders—you’ll pay an APR of 160% for your six- to nine-month loan. Additionally, repayment plans are significantly shorter.
Originally founded in 2012, OppLoans has offices in Chicago, Illinois, and Henderson, Nevada
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