Saturday 4 May 2024

Ent credit union - Bad credit loan




  • APR Range: 10.24% - 17.99%
  • Loan Amount: $1,000 - $100,000
  • Loan Terms: 36 months - 84 months

Why We Chose It

We selected Ent Credit Union primarily because of its rapid funding—you could have your funds deposited to your account as soon as the same day you are approved—but it offers a few other compelling features, too. Loan terms extend as far out as 84 months, which can help keep payments small. It offers a wide range of loan amounts up to $100,000 (although the $1,000 minimum won’t help you if you need to cover a smaller emergency). And its minimum required credit score is among the lower ones in our database.

You’ll need to become a member of the credit union to get a loan, of course. Unfortunately, Ent doesn’t offer a prequalification tool, so you’ll need to go through a formal application to see if you qualify, and at what terms.

Ent Credit Union was founded in 1957 to serve the Ent Air Force Base in Colorado Springs, Colorado.

Pros & Cons
Pros
  • Same day funding

  • Low minimum credit score

  • Accepts co-signers and co-borrowers

Cons
  • Higher advertised minimum APR

  • Credit union membership required

  • No prequalification

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